Publications since 2010

Click here for complete Curriculum Vitae

Now available in special limited editions:

Limited edition books available for purchase.
  1. Ronnie J Phillips, Financial Crisis and Reform: The Chicago Plan (History, Reviews, and Correspondence), 2019. 
  2. Ronnie J Phillips, Daydream Believers: Essays on Entrepreneurs in Music, 2019. 
  3. Ronnie J Phillips, Global Austerity: The Evolution of the International Monetary System and World Capitalist Development: 1945-1978
  4. Ronnie J Phillips, Collected Scientific Papers Volume 1: Regulation of Financial Institutions, Financial History of the United States, International Economics, and Development Economics, 2017. 
  5. Ronnie J Phillips, Collected Scientific Papers Volume 2: Credit and Payments, 2017. 
  6. Ronnie J Phillips, Collected Scientific Papers Volume 3: Entrepreneurship and the History of Economic Thought, 2017. 

Academic Books

  1. Ronnie J Phillips, Editor. US Credit and Payments, 1800–1935 Part I: 3 Volume Set (Volume 1: Building and Loan Associations, 2: Provident Loan Societies, 3: Savings Banks and Morris Plan Financial Institutions) Click here to order.  978 1 84893 294 4: 234x156mm: £275.00/$495.00.
  2. Ronnie J Phillips, Editor. US Credit and Payments, 1800–1935. Part II: 3 Volume Set (4: Domestic Exchanges, 5: Non-par Banking, 6: Central Banking) c.1200 pp. 2013  978 1 84893 295 1: 234x156mm: £275.00/$495.00 Click here to order. 
  3. Ronnie J. Phillips. Rock and Roll Fantasy? The Reality of Going from Garage Band to SuperstardomSpringerBriefs, 2013.
  4. Ronnie J. Phillips (2010) "Arts Entrepreneurship and Economic Development: Can Every City be "Austintatious"?", Foundations and Trends® in Entrepreneurship: Vol. 6: No 4, pp 239-313.  For a pdf copy of this publication, click hereA printed and bound version of this book is available at a 50% discount from Now Publishers. This can be obtained by entering the promotional code ENT0604 on the order form at Now Publishers. You will then pay only $32.50.  

Journal Articles

  1. Ronnie J. Phillips and Ian C. Strachan. Breaking up is hard to do: the resilience of the rock group as an organizational form for creating music. Journal of Cultural Economics, Vol. 40, no. 1 (2016)Online: Should you quit the band and go solo? 
  2. Robert DeYoung and Ronnie J. Phillips. “Interest Rate Caps and Implicit Collusion: The Case of Payday Lending,” International Journal of Banking, Accounting and Finance. 5(1/2):121–158, 2013.

Book chapters

  1. Ronnie J. Phillips and Kenneth Spong. “Federal Housing Policies and the Recent Financial Crisis,” in Socially Responsible Finance and Investingedited by H. Kent Baker and John R. Nofsinger, John Wiley & Sons, Inc., 2012.
  2. Ronnie J. Phillips and Alessandro Roselli. “How to Avoid the Next Taxpayer Bailout of the Financial System: the Narrow Banking Proposal” in Financial Market Regulation: Legislation and Implications, John A. Tatom, Editor, Springer Publishing, 2011, pp. 149-161. Click to purchase at or Barnes and Noble.
  3. “T.B. Veblen,” “Institutional Economics,” “Conspicuous Consumption,” and “Grameen Bank” in The SAGE Encyclopedia of Business Ethics and Society: 2nd edition (2018).

Book reviews

  1. Ronnie J. Phillips (2019) Piero Ferri: Minsky’s Moment: An Insider’s View on the Economics of Hyman MinskyJournal of Economic Issues, 53:3, 891-892, DOI: 10.1080/00213624.2019.1649561
  2. Ronnie J. Phillips. James r. barth and george g. kaufman, eds.: The first great financial crisis of the 21st century: A retrospective. Journal of Economic Issues (M.E. Sharpe Inc.), 50(3):904 – 906, 2016.
  3. Ronnie J. Phillips. Why philanthropy matters: How the wealthy give, and what it means for our economic well-being by zoltan j. acs. (book review). Journal of Economic Issues (Association for Evolutionary Economics), 48(1), March 2014.
  4. Ronnie J. Phillips. Review of Financial Structures and Regulation: A Comparison of Crises in the UK, USA and Italy by Alessandro Roselli. London: Palgrave Macmillan Studies in Banking and Financial Institutions. 2012. Hardback: ISBN 978-1-4039-4872-4. $100.00, 304 pages. (Journal of Economic Issues, March 2013).
  5. Ronnie J. Phillips Review of Darwin’s Conjecture: The Search for General Principles of Social and Economic Evolution by Geoffrey M. Hodgson and Thorbjorn Knudsen (Journal of Economic Issues, September 2012)
  6. Ronnie J. Phillips Review of The Darwin Economy by Robert Frank (Journal of Economic Issues, June 2012).
  7. Ronnie J. Phillips. “Review of Benjamin Franklin and the Invention of Microfinance.” October 2010.


  1. Phillips, Ronnie J., Philanthropy — the backbone of American capitalism, San Francisco Chronicle, Sunday, December 7, 2014, Insight Section.
  2. Phillips, Ronnie J., Preventing a Subprime Small Business Bubble, American Banker, June 5, 2014. 
  3. Ronnie J. Phillips. “No more financial crises? Are you sure? Northern Colorado Business Report, July 16-30, 2010. 
  4. Willam F. Ford and Ronnie J. Phillips. “Will Your Bank Fail?” Research Reports, July 17, 2010. American Institute for Economic Research.
  5. "Information Externalities and Small Business Lending by Banks: A Comparison of Urban and Rural Counties in the U.S." Stephan Weiler (presenter), Colorado State University, Ronnie Phillips, Colorado State University, and Natalia Kravchenko, Philip Morris International  [Presentation] Resilience and Rebuilding for Low-Income Communities Conference, Federal Reserve Bank of Atlanta. 

Working Papers

  1. Phillips, Ronnie J., A Balance Sheet Approach to a Financial System with Narrow Banking (June 23, 1991). Conference, Jerome Levy Economics Institute of Bard College, June 23-28, 1991.. Available at SSRN:
  2. Phillips, Ronnie J., The Long and Winding Road: Musicians on Tour from the Big Band Era to Rock and Roll (September 24, 2017). Available at SSRN:
  3. Phillips, Ronnie J., Supervision by Risk and Minsky's Proposal for a Cash Flow-Oriented Bank Examination (July 3, 1996). Available at SSRN:
  4. Phillips, Ronnie J., Bank Credit and Capital Formation: The Heretical Views of Harold Moulton and Adolf Berle (July 3, 1996). Available at SSRN:
  5. Phillips, Ronnie J., A Look Back at the National Banking System and its Relevance for Today (March 24, 2014). Available at SSRN:
  6. Phillips, Ronnie J. and Nickerson, David B., Underwriting in Property-Casualty Insurance Markets: Regulation, Risk and Volatility (August, 17, 2011). Networks Financial Institute. Working Paper No. 19, 2011. Available at SSRN: